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Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

EIFS has several disadvantages, primarily related to cost and moisture. The system tends to have higher upfront installation costs compared to other siding options, and repairs can also be expensive, especially if water damage occurs. A significant downside is its low breathability, which can trap moisture between its layers from either leakage or condensation. This trapped moisture increases the risk of developing mold and rot, which can lead to costly and extensive repairs if not addressed promptly.

You can install your own fire door, but since it’s a safety measure in your home (and often the only way to passively slow down a fire), you should rely on professional door installers. These contractors know exactly what to do and how to do it, and in our opinion, their costs are worth every penny.

An outlet can start a fire if it has blown a fuse, or is sparking, overheating, or smells burnt. Prevent electrical fires by unplugging the device connected to the outlet and hiring an electrician to determine and fix the outlet’s issue. If the outlet stays hot or isn't working, you should fix it.