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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

You should ask a few questions to ensure that your potential lead removal professional is experienced and qualified to handle lead-paint abatement safely, legally, and properly.

• What are your qualifications and experience removing lead-based paint?

• Are you licensed and certified to remove lead-based paint?

• How do you test for lead paint?

• What methods do you use for lead-based paint abatement?

• What do you plan to do with the hazardous material when you remove it from the home?

• Do you do replacement and painting work or removal only?

Lead toxicity comes from inhaling lead or consuming it. Before the 1980s, when the government banned lead from consumer use, it could be found in paint, plumbing, pipes, ceramics, and even gasoline. Lead paint is toxic for the same reason lead itself is toxic, which is why lead poisoning from paint presents the same as lead poisoning from water or food sources, with a slight increase in respiratory symptoms vs. digestive symptoms. Lead paint is most dangerous when it’s old and peeling, cracking, or otherwise disturbed. This increases the concentration in the air and, therefore, in breathable air. 

While the EPA provides guidelines for homeowners to perform DIY lead paint removal, it is a risky process and generally not recommended due to serious health risks and strict regulatory requirements. The process requires precise safety precautions, such as wearing a respirator and protective eyeglasses, creating sealed exits, and using a HEPA vacuum for cleanup. To ensure the job is done safely, effectively, and in compliance with regulations, it is highly recommended to hire a professional lead abatement company. Certified professionals have the necessary training, experience, and specialized equipment (like chemical strippers and HEPA vacuums) to handle and dispose of hazardous materials safely.