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Yes, most states require that snow removal companies be insured under workers' compensation. This protects the employees financially if an injury were to happen (and when dealing with ice and snow, it’s possible that injury could occur). In addition, most states require snow removal companies to be covered under general liability, which would help cover the cost of any property damage incurred during the removal process.

It can be dangerous to remove icicles from your roof, so the best option is to treat the underlying issue instead, usually by ensuring proper insulation in your home. If you’re concerned about immediate damage, you can hire a professional to remove the icicles and the snow accumulation on your home to prevent the issue from recurring. Just make sure you use a long-term solution, too, like addressing insulation problems or installing roof heating coils on your roof.

Both rock salt and ice melt are naturally occurring salts. Rock salt is sodium chloride, which is the same as table salt. Ice melt products can be made from a combination of salts like magnesium chloride and calcium chloride or can be those salts alone.

Rock salt comes in large crystals, so it helps provide traction on icy surfaces, whereas ice melt products need to be mixed with sand to provide traction. Ice melt products work at lower temperatures than rock salt, so they might be a better choice if you have a harsh winter climate.

You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.