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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Any number between 7.2 and 7.8 is an ideal pH for swimming pools or 80 to 120 ppm. Your pool testing kit should be able to measure both of these numbers. If your pool’s pH is below this range, the water is too acidic and can cause scaling and damage to pool equipment. If the water’s pH is above this range, it can decrease the effectiveness of necessary chemicals, like chlorine.

If you frequently use your swimming pool, an annual inspection is ideal. For pools over 20 years old, get an inspection twice a year. If you have a new pool, are selling your house, or your property went through a severe weather event, schedule a pool inspection as soon as possible.

Pool maintenance costs an average of $230 per service, with prices ranging from $50 to $750 per service, depending on several factors. The type of service will usually be the most significant cost factor, as opening and closing a pool takes a few hours and can total $400 or more, while regular cleanings could cost under $100. The size of your pool and the type of pool—above-ground, in-ground, saltwater—can also affect the price of maintenance.