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Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Pellet stoves burn compressed wood byproducts, making them very efficient and clean-burning. However, even efficient combustion still produces fine dust particles, which could have an effect on the health of vulnerable people in your household, such as infants and people with asthma. A wood stove pro can help determine whether the levels in your home are unsafe.

Disposable fire extinguishers are good for anywhere from 10 to 12 years, but check the documentation that accompanied your specific model to make sure. Additionally, there are rechargeable models out there that last 12 to 20 years, but they require a professional inspection every six years.

Yes, fire extinguishers eventually expire. However, the good news is that a properly stored fire extinguisher can last a decade or longer. They don’t have an expiration date on the canister, but you can check the manufacturing date on the “UL” nameplate near the classification information. Maintenance will also give your fire extinguisher longevity. Check the gauge at the top of the extinguisher every month. You'll want to make sure the gauge needle is in the green section, and if a hose or nozzle has been used or damaged, you need to replace it.