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TRUSTED BY WILTON, CT HOMEOWNERS

  • Average homeowner rating star icon4.8
    Average homeowner rating
  • Verified reviews icon31
    Verified property appraisals reviews

Top-Rated Property appraisers in Wilton - Updated Nov 2026

Avatar for Morales Real Estate Appraisal Services, LLC
Morales Real Estate Appraisal Services, LLC
4.9(
176
)
Appraisal - Real Estate

Serving Wilton, CT and surrounding areas

Approved

Super Service Award Winner

In business since 1987

Free estimates

Emergency services offered

"Elliott Morales did an excellent job with our property appraisal. He was very reliable, professional, and easy to work with throughout the entire process. What we appreciated most was how helpful he was—he took the time to explain the appraisal and even gave us useful pointers on how to handle our notice of assessment from the city. His guidance went above and beyond what we expected. We highly recommend Elliott to anyone looking for a knowledgeable and trustworthy appraiser."
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+31

Response time8 hrs
48 neighbors recently requested a quote
Recommended by81%of homeowners
Avatar for Akrivis Real Estate Valuations
Akrivis Real Estate Valuations
4.4(
76
)
Appraisal - Real Estate

Serving Wilton, CT and surrounding areas

Approved (Corporate)

In business since 2018

Credit card accepted

Offers commercial services

"The process was easy, and pricing options were provided up fromt. They gave clear instructions about what they needed for the appraisal. They provided an appraisal quickly, with a nice turn around time. I would call this company again next I need an appraisal."
Restaurant
Response time5 hrs
Response rate89%
964 neighbors recently requested a quote
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Property Appraiser FAQs, answered by experts

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

The Wilton, CT homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.