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Avatar for Katherine Yellen Appraisal Associates
Katherine Yellen Appraisal Associates
5.0(
1
)

Serving Sterling, CT and surrounding areas

In business since 2000

Offers commercial services

"We used her for an estate tax appraisal. She also does Tangible Personal Property Appraisals. Quick, personable, accurate and knowledge. She has it all. We are a law firm, and she is our GO TO person."
Pietra Dura Marble Picture after Edouard Manet
Recommended by100%of homeowners
A. DeMello Gemological Laboratory
New to Angi

Serving Sterling, CT and surrounding areas

In business since 1983

Credit card accepted

Offers commercial services

A. DeMello Gemological Laboratory specializes in jewelry, diamond, and fine collectible appraisals as well as china, sterling silver flatware, holloware and fine art pieces.\nArthur DeMello is the principal appraiser holding a BA from Berkley College and a GG (Graduate Gemologist) from (GIA). Art has 23 years as the business president. Clients include many home owners, jewelers: Shreve Crump & Low, Bailey Banks and Biddle, Reed & Barton, The Commonwealth of Massachusetts, Boston Police, US. Dept. of Justice, The FBI, Bank of America, Smith Barney, The New England Patriots, The Boston Red Sox and many others. Appraisals are done for insurance, estate liquidation, collateral loans, and many other purposes while you wait at your home or at our 36 offices located throughout the northeast states. Please call Art today to get your appraisals done in the most timely and professional manner!

Response time50 mins
Response rate100%
Antiques and Jewelry Appraisals questions, answered by experts

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Typically during transactions or refinancing, or whenever significant improvements are made.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

The Sterling, CT homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.