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Yes, crawl space insulation is worth it if installed correctly. Installing insulation in your crawl space will improve the air quality, help stabilize your home's temperature, lower your energy bills, and prevent pests from entering your home. Though you’ll pay more to install insulation initially, the savings you get from installing insulation can help offset those initial costs over time.

On average, insulating an attic costs about $2,500, with a typical range of $1,500 to $3,500. The final price often depends on the attic's size, with costs generally falling between $1 to $3 per square foot. For example, insulating a 1,800-square-foot attic would likely cost between $1,800 and $5,400.

If the project involves removing old insulation, this can add an average of $900 to the total cost, bringing a full removal and reinsulation project to around $3,000.

Several factors influence the overall cost:

• Insulation Type: Prices per square foot vary significantly by material.

• Reflective: $0.50–$1.50

• Blown-in: $1–$4

• Batt: $2–$4

• Loose-fill: $2–$5

• Spray foam: $2–$5

• Structural insulated panels (SIPs): $4–$7

• Project Complexity: Factors like sealing air leaks, poor attic accessibility, and required inspections can add to the cost.

• Removal Issues: The discovery of mold, asbestos, or pests during the removal of old insulation can substantially increase the price.

Air duct insulation typically lasts for 10 to 15 years or even longer, depending on the material and maintenance. It's important to conduct periodic inspections to check for signs of deterioration, such as water damage, tears, or general wear. If you find any of these issues, it may be time for repairs or a full replacement. You might also consider upgrading your insulation even if it's in good shape to improve your home's energy efficiency and enhance your HVAC system's performance with newer, more effective materials.

Installing sheets of plywood over attic insulation is a popular choice, especially in storage spaces. That said, insulation works by trapping hot air—so it needs extra space to expand and be effective, or you might reduce the energy efficiency of your home. 

It’s important that you never compress the insulation by installing flooring directly on top of it. In many houses, you’ll need to install a subfloor before putting plywood over insulation in your attic.