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If the time has come to install a French drain in your yard, basement, or crawl space, there's a solid chance you've been battling water damage—or the threat of water damage—around these areas. Thankfully, proper drainage should allow you to redesign these areas of your home without the fear of being inundated during the next storm. If you've had to remove a portion of your lawn for an exterior French or curtain drain, consider reseeding your lawn to patch up the spot. You can also take this opportunity to enhance your foundation waterproofing methods or even start thinking about finishing your basement .

A sump pump's lifespan is typically 7 to 10 years, though the general range can be anywhere from 5 to 15 years. The specific type of pump is a major factor: pedestal sump pumps last an average of 20 to 25 years, whereas submersible sump pumps last between 5 and 15 years. While pedestal pumps are less expensive to service, they are also louder and more prone to clogging.

Several other factors influence longevity, including the pump's quality, usage frequency, and maintenance schedule. A high-quality pump that is well-maintained in a dry climate may last for two decades, while a lower-quality, poorly maintained pump in an area with a high water table or frequent flooding may fail in six years or less.

Regular maintenance, including annual inspections and tuneups from a professional, can significantly extend the pump's life. It is time to consider a replacement if your sump pump runs constantly, cycles frequently, shows visible rust or corrosion, or trips a circuit breaker. As a preventative measure, many homeowners replace their pumps every eight years. It's also worth noting that a manufacturer's warranty can indicate expected lifespan, and some home insurance policies may not cover water damage from a pump that is past its recommended replacement date.

A sump pump can be added to an existing basement. To do this, you will need to use a jackhammer or sledgehammer to break up the concrete and dig a pit. You will also need to create a hole in your basement wall to run the discharge pipe through.

In most cases, standard homeowners insurance policies do not cover damage from a sump pump failure or overflow. Coverage for water damage is often limited to sudden, unexpected events like a burst pipe that was not caused by negligence. To be covered for sump pump issues, you will likely need to purchase a specific rider, endorsement, or additional water backup insurance. If your insurer offers this type of coverage, they may require proof that your sump pump is regularly maintained.