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The cost of basement waterproofing is $4,950 for the average homeowner. However, you could end up paying between $600 and $14,000, depending on factors like basement size, waterproofing method, and the region you live in. 

If you live in an area with heavy rainfall, you might be paying more for waterproofing than if you lived somewhere drier since waterproofing contractors would be in high demand. Likewise, a 500-foot basement costs between $2,500 and $5,000 to waterproof, but that price rises significantly for a larger basement.

Whether professional drainage installation is covered by insurance depends on your specific policy and the circumstances. In some cases, homeowners insurance may cover the cost if drainage problems pose a risk to your home's foundation or structural integrity. However, it's essential to review your insurance policy, understand the terms and conditions, and consult with your insurance provider to determine if your particular situation qualifies for coverage. Coverage may vary, so it's crucial to clarify the details with your insurer.

There are several things you can do to maintain your sump pump and prevent sump pump problems. For instance, keeping a lid on your sump pit goes a long way in protecting your pump system from silt, sand, dirt, and other debris. When water drains from the outside, such as along your foundation, or with melting snow, water runoff often brings sediment with it. 

Also be wary of corrosion, particularly if your sump pump system is made of metal. Keep an eye out for rust and have it inspected regularly by a plumber or sump pump technician.

Basement toilets don’t always need a pump. However, it is the most common setup because plumbing systems use gravity to move waste away from the home. Basement toilets often sit below the home’s main sewage system, and installing a sewage ejector pump pushes the wastewater and sewage up to the main sewer line. Alternatively, you can use an upflush or macerator toilet that breaks down the waste and pushes it straight to the main sewer line rather than via a sewer line from the bathroom.