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Yes, you can build over a stump if the roots are no longer alive. Living roots will continue to grow and may damage your new construction over time. Similarly, you should also remove rotting stumps because they may continue to attract pests and even cause new structures (especially those made from wood) to decompose as well.

Generally, you can tell if a home is bolted to the foundation by checking the foundation for plates. If you see that your foundational plates connect to wood or bolts protruding from them, this means that you have a bolted foundation. However, it's always wise to bring a home inspector in to confirm if your foundation is secure.

The average cost to hire a structural engineer is about $550, with prices generally ranging from $200 to $1,500. Structural engineers may charge a flat rate, by the project, by square footage, or an hourly rate, which is typically between $100 and $250. Many jobs, such as inspections and structural calculations, are billed at a flat rate, which often falls between $300 and $800. The final cost depends on several factors, including the project's type, scope, size, complexity, ease of access for inspection, and your geographic location.

Foundation cracks that are 1/8 inch wide or less, aren’t uneven across the gap, and don’t continue widening over time are usually just normal settling cracks and don’t suggest structural issues. Horizontal cracks and stair-step cracks on foundation walls, any cracks that continue widening, are wider than 1/8 inch, or where one side juts out beyond the other, are often indicative of structural damage.