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Upgrading insulation offers several benefits, including improved energy efficiency, which leads to lower heating and cooling costs. It also enhances indoor comfort by regulating temperature and can provide noise reduction. Additionally, better insulation has a reduced environmental impact and can increase your home's value and overall livability.

Reflective and high R-value batt or roll insulation are often considered energy-efficient, offering significant thermal resistance benefits.

Yes, basement insulation needs a vapor barrier due to its susceptibility to moisture seeping in from the outside of the house. You should install a moisture barrier before you install insulation or purchase insulation that comes prebuilt with a moisture barrier to avoid water damage in your insulation and costly mold and water remediation expenses. 

According to a report from Energy.gov, radiant barrier installations can save between 5% and 10% on your energy bill each month that your HVAC cooling is in operation. That fact can mean savings of up to more than $325 per year for homes that experience frequent direct sunlight and high summer temperatures.