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Avatar for Jeffrey Hess Real Estate Services
Jeffrey Hess Real Estate Services
4.9(
28
)

Serving Visalia, CA and surrounding areas

Approved

Super Service Award Winner

In business since 2017

Free estimates

Small jobs welcome

"Jeffrey did a fast, friendly efficient appraisal as requested. I received the appraisal report in a timely manner i would definitely recommend his services again! Thank you Jeffrey!"
Madera
West Fresno
Central Fresno
Fresno High Area
North Fresno

+3

Response time5 hrs
Response rate99%
23 neighbors recently requested a quote
Aaron And Associates
5.0(
1
)

Serving Visalia, CA and surrounding areas

Approved

In business since 2000

Free estimates

Credit card accepted

Aaron And Associates, has a team of real estate residential appraisers for lenders, real estate agents, lawyers, accountants and private parties. With over 20 years in the industry, we have knowledge to navigate the toughest of appraisal assignments. Aaron And Associates, Inc. provides thorough, detailed, well explained and conclusive reports for a wide variety of uses. Call today for all your appraisal needs.

Response time2 days
1 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for MCM Appraisals LLC
MCM Appraisals LLC
4.9(
8
)

Serving Visalia, CA and surrounding areas

In business since 2008

Free estimates

"Mark was very quick to respond and was able to come to the property within days, not weeks, as other appraisers told me. The work was done within a week from first contact. Mark is very professional and friendly."
Response time9 hrs
Response rate96%
Recommended by100%of homeowners
MIdlands Appraisal of CA
5.0(
2
)

Serving Visalia, CA and surrounding areas

In business since 2000

Free estimates

We offer over 20 years of industry experience and will provide you with an unmatched level of experience and commitment to your home. We've earned a solid reputation for a variety of residential and real estate appraisals. We pride ourselves on the quality of our work, as well as our commitment to outstanding results. We look forward to building long-term relationships with our clients, and guarantee your satisfaction! Give us a call today, and let's get started.

Response time2 days
Recommended by100%of homeowners
Property Appraiser questions, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

The Visalia, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.