Get matched with top hurricane film pros in Mendota, CA

In most cases, homeowner’s insurance policies include coverage for hail-damaged roofs, but you should check your policy to confirm that you’re covered. Even if your insurance company will cover the damage, you may not have enough damage to warrant filing a claim. Remember, you’ll still have to pay your deductible, which ranges from $500 to $2,000 in most cases and may be more than the cost to repair the damage without involving your insurance provider. Plus, filing a claim may raise your premium.

If your roof leaks in heavy rain, that means the roofing is compromised and will need to be inspected and likely repaired. Small holes or cracks in the roofing material or flashing may not be noticeable in dry weather or even in a drizzle, but if they suddenly become noticeable when heavy rain comes, it likely means that small amounts of water are leaking in at other times, potentially causing damage.

If your roof has storm damage, there will be some telltale signs. These include missing, loose, or damaged shingles. You may notice cracks or dents on the metal parts of your roof, like flashing, gutters, or metal panels. Water leaks are another big indicator. So are visible signs of impact. Rather than climb up on your roof to check, hire a professional to inspect the area  safely.

Homeowners insurance covers some damage caused by ice dams, but it depends on the type of damage. Insurance policies will often cover things like interior water damage, roof collapse, and actual shingle damage resulting from ice formation, but it depends on your policy. Check your coverage information or contact your insurer to find out what your plan covers. Keep in mind that any damage caused by implementing a DIY solution to remove ice dams likely won’t be covered.