Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: What factors affect audit costs?

• <div><p>Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.</p></div>

Q: How much does a home appraisal cost?

• <div><p>The average cost for a home or property appraisal is about $355, with prices typically ranging from $250 to $500. The final cost is influenced by several factors, including the property's size, age, location, and how it compares to other homes in the area. Appraisals for larger, older, or non-conforming properties often cost more. While a single-family home appraisal usually costs between $300 and $400, appraising a multi-family home can range from $500 to $1,000 due to its increased size and complexity.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Larkspur, CA

*The Angi rating for Antique And Jewelry Appraisal companies in Larkspur, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Larkspur, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on January 24, 2026

Reviewed in January 2026
Elmer and his team did a fantastic job painting all of my interiors walls. They repaired and prepped the walls for painting and then repainted. Definitely would recommend him and can vouch for his professional work.
Elmer Painting
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Reviewed in January 2026
Austen Charles Keller Construction did a beautiful and professional job remodeling our kitchen. Their workmen were courteous and professional. We are very pleased with the results and highly recommend them.
Charles Keller Construction, Inc.
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Reviewed in March 2025
Fleener Services responded quickly and performed a completely detailed and professional appraisal. I would highly recomend them.
Fleener Services
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Reviewed in September 2023
Very meticulous and thorough. Accurate appraisal in our opinion.
Vallance Appraisals
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Reviewed in August 2023
I highly recommend Handymans Trade. They are very professional, communicated each step of the project and delivered a beautiful repair and replacement.
HANDY MAN'S TRADE
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Reviewed in August 2023
Jeff is great to work with! His appraisal was very thorough, timely, really well done. We learned a lot from him about appraisals, and also home safety and home ownership considerations. He knows what he's doing. We happily recommend him!
Mission Group Appraisal
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Reviewed in October 2022
Arnie is very knowledgeable and honest. Great pricing and quality.
Fences Plus
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Reviewed in August 2022
We will recommend Elite Pro Painting to anyone; we found Jorge to be very professional being prompt persistent communicative cooperative helpful and knowledgeable and his Crew were respectful of our house and property and took time to work with us to provide the painting details and finish we...
Elite Pro Painting
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Reviewed in June 2022
They painted 5 properties for us and we wouldn't have anyone's do our painting. They have unbelievable quality and detail, these guys are master painters, attention to detail is unmatched and you will love their work.
Miranda Painting
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Reviewed in March 2019
Dave and his team did an excellent job moving our antique piano (vintage 1890's) back to its original home in the San Joaquin Valley. Dave's clear, timely communication made the project go very smoothly. I would certainly recommend Independent Movers to anyone faced with organizing a move.
Independent Movers
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Find Antique and jewelry appraisers in Larkspur

Bank Right Appraisal

5.0(

)

Serving Larkspur, CA and surrounding areas

In business since 2002

Free estimates

Credit card accepted

"Daniel was a very professional young man if I need another appraisal in the future I will definitely call him again."

Response time1 day

Response rate90%

Recommended by100%of homeowners

Serving Larkspur, CA and surrounding areas

In business since 1995

Free estimates

Credit card accepted

"Very professional, and on-time. I was glad to see that Nancy had a lot of knowledge about different construction techniques and materials. At least in my experience, not every appraiser will be able to recognize and grade the quality of construction the way she did. So, I have consistently found that her appraisals are spot on for what we actually sold the home for. I can definitely recommend her."

Response time7 hrs

Response rate91%

Recommended by100%of homeowners

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Appraisers of Choice

New to Angi

Serving Larkspur, CA and surrounding areas

In business since 1988

Free estimates

At Appraisers of Choice, we pride ourselves on reliability, great communication, integrity,and quality work. I have over 22 years experience as a Residential FHA Real Estate Appraiser (up to 4 units) in the San Francisco Bay area (counties include San Francisco, Marin, Sonoma and Napa). Pls. contact me, Laura Donohoe, at (415) 235-3424 if you are looking for an appraiser in your area.

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Eriq Felder Appraisals

New to Angi

Serving Larkspur, CA and surrounding areas

In business since 2003

Free estimates

At Eriq Felder Appraisals, we are your premier choice for appraisals. We have provided high quality work and friendly customer service for years. Call today!\n\n

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Pharr-Out Appraisals

New to Angi

Serving Larkspur, CA and surrounding areas

In business since 2005

Free estimates

Credit card accepted

Pharr-Out Appraisal Services is a real estate valuation firm, performing appraisals for lenders, real estate agents, lawyers, accountants and private parties. We pride ourselves on our high quality, diligently prepared and thoroughly readable appraisal reports. You can count on our experience, ethics, competence, diligence and delivery. Our business is built on these values. When it comes to making important real estate investment decisions, the more you know, the better decision you can make. Give us a call today!

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Romeros logistics

New to Angi

Serving Larkspur, CA and surrounding areas

Hello I am Andres the owner of Grizzly Grip Tow and Haul LLC. I’m here for your needs with hauling and in the future towing!

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Ozzie construction

New to Angi

Serving Larkspur, CA and surrounding areas

Ozzie construction is a general builder contractor, \nRemodeling, new construction house and addition, \n\n20 years of experience in Bay Area, \nFoundation, framing, doors windows \nConcrete slab, driveway, kitchens, bathrooms\nSiding. Stucco \n\nWe excellent service manager Amal or big project, \n\nCall 8318692230

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Antiques and Jewelry Appraisals questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

The average cost for a home or property appraisal is about $355, with prices typically ranging from $250 to $500. The final cost is influenced by several factors, including the property's size, age, location, and how it compares to other homes in the area. Appraisals for larger, older, or non-conforming properties often cost more. While a single-family home appraisal usually costs between $300 and $400, appraising a multi-family home can range from $500 to $1,000 due to its increased size and complexity.

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