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Hurricane Shutters questions, answered by experts

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Metal is one of the best types of hurricane shutters because they are the most durable and longest lasting option. This shutter type will likely cost more than other materials like plywood, but metal hurricane shutters are a permanent solution compared to the temporary nature of putting plywood over your windows during a hurricane. You should also consider hurricane panels and automatic roll-down shutters that are useful for emergency situations.

There are many ways to mitigate wind damage. Some of the most common methods include installing storm windows and doors and wind-rated garage doors. When you get a wind mitigation inspection, the inspector will also assess the condition and shape of your roof to see how well it will withstand strong winds.

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage. 

Clean regularly, check for rust, and lubricate moving parts to ensure smooth operation.

The Groveland, CA homeowners’ guide to hurricane shutter services

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