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In many cases, yes, homeowners insurance covers roof damage caused by snow. For example, if your roof collapses in a snowstorm or an ice dam leads to a leak in your ceiling, your policy should cover the cost of repairs. However, to get your claim approved, your roof must be well-maintained and in good condition overall, aside from the recent snow-related damage.

The number of roof vents necessary for a 2,000-square-foot house depends on several factors. The calculation depends on the net free area within the attic and whether your municipality requires a 1/150 or a 1/300 ratio of venting square feet to attic square feet. If you install vents with a square-foot opening of one, you'll need either 14 or seven exhaust vents and an equal square-foot amount of intake vents.

Tar and gravel roofs last an average of 30 years, which is longer than the average lifespan of many other flat roofs. The gravel on top of the waterproof membrane helps protect the roof from UV damage and physical damage, so if you keep your roof drains clear and carry out annual roof inspections to catch issues early, you could see up to 40 years of useful life from your roof.

It’s possible for a roofing estimate to change after the initial assessment, but in most cases, it shouldn’t. There’s always the risk that something unexpected will happen that causes prices to go up, like discontinued materials or your roofer discovering previously hidden damage to your decking when ripping off the old roof. However, experienced roofers should account for these circumstances in their initial estimates. Roofing contracts are binding, so always check your contract for language about how and why your numbers could change.