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The purpose of soffits is to circulate air, so a blocked soffit means the air in your attic becomes stagnant. This can lead to a number of problems, mostly moisture-related, that can cause damage to your health and your home. The good news is that unclogging soffits is relatively straightforward, and if your attic is easy to access, an easy DIY project.

Some disadvantages of crawl spaces are mostly regarding the air itself—moisture build-up and poor ventilation, which can cause problems both in the house and underneath it, even damaging the foundation itself. Crawl spaces are difficult to access and often invite unwanted pests during the hot summer months and the cold winter ones. These hard-to-seal spaces are also susceptible to water damage during periods of heavy rain or melting snow.

Pooling or standing water in your basement should be cause for alarm and action. This indicates that there is a leak or a drainage issue, and until you repair the root of the problem, the situation will only happen again or grow in severity. It’s important to deal with water damage as soon as it occurs.

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.