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Fireplaces questions, answered by experts

There are fire codes for a fireplace mantel made of wood or other combustible material. The mantel must be mounted at least six inches away from the fireplace opening on all sides with a non-combustible material—like stone or brick—installed between the mantel and fireplace. Building codes and regulations will vary based on your location, so before beginning the project, research the requirements in your area.

The cost to replace a chimney is about $10,000 on average and can cost up to $15,000, depending on the size, accessibility, materials, and extent of the replacement. Sometimes tearing the chimney down to the roof line and rebuilding it is an option. But if the chimney's internal structure deteriorates badly enough, a complete demolition down to the fireplace or the foundation may be necessary.

Most homeowners put a layer of compact sand or gravel at the bottom of their firepit, but you can also choose more decorative options like fire-resistant paving stones, bricks, or fire pit glass. Dirt by itself can even work, but other materials do a better job of spreading the heat around.

Yes, an outdoor fireplace should use fire bricks. Fire bricks are specially designed to withstand high levels of heat and thus won’t crack as easily as regular bricks when exposed to the intense heat inside a fireplace.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

The Pearce, AZ homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.