Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

How much do appraisals cost by home type?

• <div><p>The cost to appraise a home depends on the type. Common types include:</p><ul><li><p>Single-family homes: $300–$400</p></li><li><p>FHA or VA single-family homes: $400–$500</p></li><li><p>Condominium: $300–$500</p></li><li><p>Multi-family home: $500–$1,000</p></li><li><p>Apartment building: $1,500–$3,000</p></li><li><p>Commercial properties: $1,400–$10,000</p></li><li><p>Raw land: $1,000–$8,000</p></li></ul><p></p></div>

Get matched with top property appraisers in Jacob Lake, AZ

Q: How much does a general appraisal cost?

• <div><p>The cost ranges from $300 to $500, depending on the property's size and location. Due to their complexity, commercial appraisals may cost more.</p></div>

Q: How much do you lose selling a house as-is?

• <div><p>In most cases, selling a home in as-is condition will lead to a sale price that&rsquo;s somewhere between 10% and 30% lower than normal. However, it&rsquo;s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn&rsquo;t, selling as-is saves you from the time and energy you&rsquo;d spend coordinating the repairs.</p></div>

Q: Do sellers usually lower their asking price after the appraisal?

• <div><p>In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, <a href="https://www.angi.com/articles/how-find-home-appraiser.htm">hire another appraiser</a> to get a second opinion, or just move on to another offer that isn&rsquo;t contingent on the buyer getting a mortgage or an appraisal inspection.</p></div>

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Verified Reviews for Property Appraisal pros in Jacob Lake, AZ

*The Angi rating for Property Appraisal companies in Jacob Lake, AZ is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Jacob Lake, AZ is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 17, 2025

Reviewed in December 2024
Very helpful and fast. The job got done three days after estimator reviewed the property!!!
Yuma Desert Contractors LLC
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Reviewed in September 2024
Any company that does damage to a persons property and does not take any responsibility for it afterwards does not deserve to be in business. The employees of GSP LLC parked all of their heavy equipment on the edge of my asphalt driveway and collapsed the asphalt edge much worse than it already...
Grand Canyon State Paving LLC
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Reviewed in February 2024
Had a great experience with Bulwark. They been able to keep my spider problem under control. Jose J went above and beyond. Their techs are always professional. He made sure to clean the webs around my property as well.
Bulwark Exterminating, LLC
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Reviewed in February 2024
Jay definitely goes the extra mile to make sure the job in done in a professional manner and delivers value every time! Canâ t say enough good things about Good Shepherd! This company is my go to for all heating and cooling projects. Iâ ve used them on 4 different properties and have not been...
Good Shepard Heating & Air LLC
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Reviewed in June 2022
Very helpful service that gave me the necessary information to make important decisions. Excellent recommendations for improving my property and selling it.
Inspect NW
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Reviewed in March 2016
I have sold a few properties in Pierce County….. I appreciate the service provided by Benson Hill septic. My system is pumped, inspected, minor repairs completed…. AND all the county paperwork filed…. One call and everything is done…. Thank you!
Benson Hill Septic Tank Service
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Reviewed in January 2014
We called Jeff's Landscaping on a Saturday and they came and gave me an estimate that day. I explained that the property was neglected for over a year and needed a full cleanup. We needed this done asap as we were putting my wife's house on the market 1 week later and the first showing was in 8...
Jeff's Lawn & Landscaping Inc
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Reviewed in March 2013
Their service was good. At first I was confused with the payment structure because I had not done business with a property manager before. They do a lot of the communication online. You can get a hold of them by phone and they will answer promptly. They get the work done. They got my place...
SGI Property Management
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Find Property appraisers in Jacob Lake

Akrivis Real Estate Valuations

4.43(

)

•Approved Pro

Akrivis Real Estate Valuations

Customers say: Quick response

1483 local quotes requested

7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

Valley & West Appraisals

No reviews yet

Valley & West Appraisals

No reviews yet

2 years of experience

Valley & West Appraisals is a real estate appraisal firm that values all forms of commercial, residential, and land-related property. We are committed to delivering accurate, timely, and comprehensive valuation reports that aid homeowners, estates, attorneys, lenders, buyers/sellers, developers, and more in making informed decisions across the real estate landscape. Valley & West Appraisals has specialized knowledge in handling various property types and forms of ownership. Whether it's properties related to an estate/probate, feasibility/cost analysis for new construction, high-end luxury homes, complex commercial centers, or high acreage ranches with various land uses, Valley & West Appraisals brings years of knowledge to the table in residential, land, and commercial property valuation.

Arizona Residential Commercial Photography

No reviews yet

Arizona Residential Commercial Photography

No reviews yet

4 years of experience

Arizona Residential and Commercial Photography ArcPho.com Basic Prices: SMALL- (25) Photos - $165 - Recommended for < 2500 sqft. or Vacant Homes STANDARD - (40-70) Photos - $225 - Recommended for Most Homes PER PHOTO - $8.75/photo - Projects Requiring (15) Photos or Less - (10) Shot Minimum About Me : ✓ASU Alumni ✓BA in GIT Areas of Study - ✓Commercial Photography and ✓Web Design ArcPho.com

Blue Man Fix It

1.00(

)

Blue Man Fix It

1.00(

)

Customers say: Super punctual

18 years of experience

Blue man Fix It is your solutions company. Our services range from small handyman service, to large commercial ground up construction projects. Everything in between, is something that we can help you with today. Be it through our expertise, experience, or education, we will find the right solution for you!

QUALITY HOME CTR

5.00(

)

QUALITY HOME CTR

5.00(

)

Customers say: Quick response

Recommended by 100% of Angi customers

Sales of new manufactured homes.

National Property Inspections

4.71(

)

National Property Inspections

4.71(

)

Customers say: Quick response

19 years of experience

2012 Maricopa Business of the Year. Arizona's premier home inspection company. Thermal imaging certified, no extra charges for pools. Statewide service. We schedule termite Inspections as part of our Inspections. A Rated BBB. 6 month warranty included with every inspection. 7 day per week service. www.arizonainspections.com Office 520-208-2590

Property Appraiser questions, answered by experts

The cost ranges from $300 to $500, depending on the property's size and location. Due to their complexity, commercial appraisals may cost more.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

The cost to appraise a home depends on the type. Common types include:

Single-family homes: $300–$400
FHA or VA single-family homes: $400–$500
Condominium: $300–$500
Multi-family home: $500–$1,000
Apartment building: $1,500–$3,000
Commercial properties: $1,400–$10,000
Raw land: $1,000–$8,000

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Jacob Lake, AZ homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Dan Simms
•
Nov 27, 2024Nov 27, 2024
How Long Is an Appraisal Good For?
Home appraisals typically expire in just a few months. Learn how long an appraisal is good for and what factors affect its longevity.
Dan Simms
•
Dec 2, 2024Dec 2, 2024
How to Increase Your Home Appraisal Value
Wondering how to improve the appraisal value of your home? Use these tips to maximize return on investment and boost your property value before you sell.
Rachel Hoffman
•
Nov 25, 2024Nov 25, 2024
Who Does Home Appraisals?
A home appraisal determines your home’s value and is a necessary part of real estate transactions. Learn who to hire for home appraisals.
Dan Simms
•
Dec 12, 2024Dec 12, 2024
FHA Appraisal Guidelines and Requirements
FHA loans are backed by the government and come with specific FHA appraisal guidelines and requirements. Learn what an FHA appraisal entails in this guide.
Rachel Hoffman
•
Dec 2, 2024Dec 2, 2024
4 Types of Real Estate Appraisals
A home appraisal determines the value of your home when buying or selling. Learn more about common types of real estate appraisals.
Rachel Hoffman
•
Dec 12, 2024Dec 12, 2024
How to Prepare for a Home Appraisal: 6 Essential Tips
A home appraisal determines your home’s value. Learn how to prepare for a home appraisal to ensure you get the best appraisal possible.

Get matched with top property appraisers in Jacob Lake, AZ

Enter your ZIP and get matched with up to 5 pros

Need a pro for your property appraisal project in Jacob Lake, AZ?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Jacob Lake, AZ

Find Property appraisers in Jacob Lake

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Valley & West Appraisals

Valley & West Appraisals

Arizona Residential Commercial Photography

Arizona Residential Commercial Photography

Blue Man Fix It

Blue Man Fix It

QUALITY HOME CTR

QUALITY HOME CTR

National Property Inspections

National Property Inspections

The Jacob Lake, AZ homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

How to Increase Your Home Appraisal Value

Who Does Home Appraisals?

FHA Appraisal Guidelines and Requirements

4 Types of Real Estate Appraisals

How to Prepare for a Home Appraisal: 6 Essential Tips

Get our Angi-powered app

Get matched with top property appraisers in Jacob Lake, AZ

Enter your ZIP and get matched with up to 5 pros

Need a pro for your property appraisal project in Jacob Lake, AZ?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Jacob Lake, AZ

Find Property appraisers in Jacob Lake

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Valley & West Appraisals

Valley & West Appraisals

Arizona Residential Commercial Photography

Arizona Residential Commercial Photography

Blue Man Fix It

Blue Man Fix It

QUALITY HOME CTR

QUALITY HOME CTR

National Property Inspections

National Property Inspections

The Jacob Lake, AZ homeowners’ guide to property appraisals

How Long Is an Appraisal Good For?

How to Increase Your Home Appraisal Value

Who Does Home Appraisals?

FHA Appraisal Guidelines and Requirements

4 Types of Real Estate Appraisals

How to Prepare for a Home Appraisal: 6 Essential Tips

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