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No, you do not have to worry about new popcorn ceilings having asbestos. All residential building materials used since the mid-1980s stopped including asbestos, so new popcorn ceilings have no risk of asbestos. You can still create a textured drywall ceiling with a popcorn texture if you like, but new techniques have no risk of adding asbestos. 

Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

Unfortunately, home inspections do not check for asbestos because of the liability factor involved. That’s why you should hire a trained professional with specialized equipment to test for it. 

They will inspect all areas of the home and take samples of various materials to test. Opting for an asbestos inspection can prevent the risk of exposure to this hazardous material and save on costly repairs that may be required. 

Costs depend on test type, home size, number of testing locations, and whether follow-up testing is required.