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There are many signs to look for if you suspect the sump pump is clogged. First, check the discharge pipe and around the sump pump for visible clogging. You may also notice flooding in the basement around the sump pit or larger objects, such as rocks, in the sump pit. Listen for loud noises, such as a screeching sound, to flag a clog.

If you've discovered a rather frightening buildup of brown and black gunk below your shower cover, you're not alone. The smelly sludge is often a collection of mildew and biofilm. Biofilm comes from the breakdown of soap scum, hair, skin cells, and bacteria that collects during shower time. It's quite common in a humid space and relatively easy to clean with a gentle DIY cleaning solution such as baking soda and vinegar.

The most common cause of a clogged sump pump is natural debris buildup. As water enters the sump pit, it can carry small pieces of debris that build up over time, or the debris can get caught in the filter. If you forget to cover the pit after cleaning the sump pump and pit, debris can also collect in the pit. Corrosion on the metal discharge pipe can also clog the pump. Additionally, if your pipes freeze, it can prevent water from draining properly and cause a clog.

A clogged sewer line is not typically covered by homeowner’s insurance, though some sewer line issues are covered. For instance, damage related to a fallen tree is usually covered. Though sewer line replacement is not covered in a standard insurance policy, some companies offer add-ons for this purpose. Read the fine print before spending your own money.