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Skylights questions, answered by experts

Most homeowners insurance policies cover skyight damage that is caused by hail. Hail damage is considered a covered peril under most standard insurance policies. However, this only applies if your skylights were properly installed. Also, insurance policies vary, so be sure to check your individual policy to see if skylight hail damage is covered.

Yes, flat roofs can make use of a skylight or window to allow natural light into the home. When finding the best skylight installer, it’s important to pick a professional with experience working with a flat roof. The installer must pick the right type of window design to match the slight slope of the roof.

Prevent future skylight issues by conducting regular inspections, ensuring gutters are clean to prevent water pooling, applying protective sealants periodically, and trimming overhanging branches that might cause physical damage to the skylight.

Whether you need a permit to install a skylight depends on the scope of the project and local regulations. Generally, permits are required if the installation involves altering the structural components of your home, such as moving roof rafters. In some municipalities, a permit might also be necessary if the skylight protrudes above the highest point of your existing roof. However, if no structural changes are made, a permit may not be needed. The cost for a skylight installation permit is typically under $100. A convenient time to add a skylight is during a roof replacement, as your contractor can incorporate the new opening into the design.

Yes, skylights can affect a home’s energy efficiency, either positively or negatively. Properly installed, energy-efficient skylights with Low-E coatings, double glazing, and UV-blocking glass can help regulate indoor temperatures and reduce heating and cooling costs. However, poorly insulated or older skylights can contribute to heat loss in winter and excess heat gain in summer, lowering overall energy efficiency.

The Unalaska, AK homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.