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If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a disaster preparedness kit in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.

No, it’s not normal for windows to rattle in the wind. If they do, it may signal that there’s a larger problem at play. Common reasons that windows rattle in the wind are because the glass isn’t secure enough, the frame is loose, or the wood is rotting. In any of these cases, you should identify the problem and take steps to fix it.

Yes, hail damage to your roof can definitely cause water leaks in your roof. This is because hailstones can break, chip, crack, or split shingles of all types, exposing underlayment. This underlayment doesn’t offer as much protection against water, so when it becomes compromised, water can penetrate and leak deeper into your home.

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.