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Foundation Repair questions, answered by experts

Yes, slab foundations can sink just like any other foundation type. Floating slabs are the most prone to differential settlement and foundation sinking because they sit directly on the surface of the earth. Slab foundations that have footings—including slab-on-grade foundations and monolithic slab foundations—get additional support from soil further down and are less likely to sink over time, especially under larger, heavier structures.

Homeowner’s insurance doesn’t cover foundation cracks unless they’re a result of a natural disaster like an earthquake, vandalism, or a vehicle accident that causes sudden damage. Taking care of your foundation to prevent problems with expansive soil and drainage is considered ongoing maintenance, and your insurance company expects the homeowner to carry out that preventative maintenance.

Home foundations are designed to last a lifetime when properly constructed and well-maintained. A poured concrete slab can last 200 years, while concrete blocks can last 80 to 100 years. A pier foundation can last about 75 years. Brick or stone walls can last 100 years or more.

Yes, it is normal for a block foundation to crack. Some block foundation cracks are more serious than others and indicative of a larger structural problem. On the other hand, minor cracks may not be of immediate concern but should be monitored. Regardless, foundational cracks are not an uncommon response to wear on a structure from time and weather.

It depends on the severity of the damage, lasting from a few days to several weeks.

The Nome, AK homeowners’ guide to foundation repairs

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