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*The Angi rating for Water And Smoke Damage Repair companies in Kotzebue, AK is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water And Smoke Damage Repair needs.

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Last update on November 19, 2025

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Water and Smoke Damage Repair questions, answered by experts

Homeowners insurance does not cover DIY mistakes, so tread lightly if you plan to tackle your own home repairs or renovations. If you cause damage to your home while attempting repairs or renovations yourself, the cost of fixing the damage is often considered your responsibility. Most policies only cover damage caused by covered perils like fire, theft, or weather—not by homeowner errors.

Homeowner’s insurance will almost always cover fire damage and repairs unless your insurer finds the fire was caused intentionally. In most cases, if the fire was an accident, your provider will cover the cost of emergency services, like roof tarping and emergency securing, as well as the actual fire damage remediation and buildback to bring your home back to its previous condition. They should also cover alternative housing for as long as the fire damage restoration takes. You’ll just be responsible for paying the deductible.

Yes, most insurance plans cover acts of nature. In policy documents, this also may be called “Acts of God” or “natural disasters.” However, not all acts of nature are covered by your policy, and the extent to which they’re covered depends on your specific contract. Check your policy documents to understand your coverage limits and exclusions.

Living in a house with smoke damage could be safe on a temporary basis, but it depends on the severity and type of smoke damage. If you have major smoke damage or soot present from a fire, you should relocate to keep you and your family safe. Breathing in soot can cause respiratory issues, and it can contain carcinogens, so move out until you get professional remediation done. Your insurance company may cover the cost for alternative housing while your professional works.

It depends. For new ovens, it’s best to run a few empty cycles to prepare the oven for use and to keep any manufacturing byproducts from entering your food. But if your oven is smoking due to a few burnt pieces of old food, then it probably won’t hurt to eat it. If there’s a lot of smoke, then your food probably won’t taste good, even if it might not be harmful to consume.

The Kotzebue, AK homeowners’ guide to water and smoke damage repairs

From average costs to expert advice, get all the answers you need to get your job done.

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