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The most obvious con of injection foam is the cost. It’s much more expensive to install than fiberglass or spray foam, but it may be your only option (unless you want to remove entire walls around the home). Another con is that it involves drilling into existing material, which has to be repaired after the foam is injected. Some injection foams are made from products that aren’t environmentally friendly, and improper installation can lead to trapped moisture, which can lead to expensive mold remediation down the road. 

Yes, covering exposed wires is necessary for several important reasons. Exposed electrical wires pose significant risks, such as electrical shocks, fires, short circuits, and potential damage to your home’s electrical system. By properly insulating and protecting the wires, you can minimize the potential for accidents, prevent electrical fires, and ensure your electrical system stays intact. 

The primary reason that insulation saves you money over time is that it reduces your energy bills by making your home more energy efficient. A crucial part of an insulation system is a properly installed vapor barrier. Local building codes dictate whether your insulation requires a vapor barrier based on the type installed. While some high-quality wool insulation may not technically need a vapor barrier, most municipalities still require one to meet code.

How to dispose of insulation depends on a few factors, including the condition of the material. While you can simply bag up and throw away many kinds of insulation, some municipalities offer recycling, so it's worth checking with yours. If there are contaminants such as asbestos in your insulation, abatement and specialized disposal are often necessary.