How Much Does an In-Ground Pool Cost in Indianapolis, Indiana? [2026 Data]

The average in-ground pool in Indianapolis costs $72,400, and most homeowners spend somewhere between $54,000 and $100,000. The total cost depends on your pool’s design (things like material, size, and shape all make a difference) as well as added features.

With average summer lows in the high 60s, Indianapolis doesn’t have the warmest weather. Nonetheless, in-ground pools are a really popular amenity among homeowners. You’ll find more pools in Indiana than in warmer southern states, such as Louisiana, Nevada, and New Mexico. If you want to build a pool, let’s take a plunge into potential costs.

In-Ground Pool Cost Factors

A local pool contractor will help you budget out different pool options for your property, but you can consider the design beforehand. Certain things like pool shape, size, and materials will impact the budget, along with added features and the labor costs.

Pool Size 

Indiana has some of the largest property sizes in the United States. This means that pools are generally a little bit larger, but you’ll find smaller lots and smaller pools closer to the city center of Indianapolis. In-ground pools in Indianapolis cost $50 to $125 per square foot. Here are some average prices for basic models in different pool sizes.

Materials

Fiberglass and vinyl-lined pools are generally favored in Indiana because they’re low maintenance and relatively affordable. They also offer good protection against Indiana’s winter freeze-thaw cycles, whereas concrete has the tendency to crack as moisture sinks into the porous surface and freezes. 

That said, maintained concrete (or gunite) pools work well with Indiana’s soil conditions and are the most durable. They can also be fully customized, which can substantially raise the price, depending on the design.

Style of In-Ground Pool

In Indiana, many homeowners have the space for larger pools, but property sizes are smaller in the most populated areas of Indianapolis. Space-saving options like spools or plunge pools are common and tend to be more affordable than other pools because of their smaller size.  

Certain luxury pools will increase your costs. For example, a vanishing edge (also known as an infinity pool) costs about $20,000 more than a standard pool. Any designs that require added labor, like beach entry or freeform pools, will cost more.

Site Prep

When you install an in-ground pool, you’ll need to first prepare the land. Though Indianapolis primarily has loamy soil, you can find sandy or clay soil in certain areas. Sandy soil costs less to excavate, while clay soil is difficult to excavate and costs more. Here are some average costs:

• Pool excavation costs: $1,700–$3,200

• Land grading costs: $1,000–$4,300

• Tree removal costs: $200–$2,000

Added Features

In Indianapolis, you’ll need to fence in your pool for safety, but some counties allow you to use an automatic pool cover instead of a fence.  Because automatic pool covers are so popular and accessible, they are more affordable than in other areas.

Other upgrades, like heating systems, winter safety covers (for pools without an automatic cover), and hot tubs, are popular to combat cold temperatures. Every upgrade comes with an extra cost.

In-Ground Pool Pro Costs

You’ll need to hire a professional to install an in-ground pool in Indianapolis. This comes with a few costs.

Labor

Most swimming pool contractors in Indianapolis charge $50 to $100 per hour for their labor. There is no pool-specific, state-level license, but contractors must carry a plumbing or electrical license to perform plumbing or electrical work. Local jurisdictions outside the city of Indianapolis (like Beech Grove, Lawrence, and Speedway) have their own contractor licensing regulations. 

Permits

You will need a permit to build an in-ground pool in Indianapolis. This costs around $750, plus an additional $150 if you’re doing any plumbing work. Permits are only granted if pools meet the setback requirements (i.e., they’re the right distance from certain elements like septic tanks, property lines, and gas or electric meters).  

Additional Pros to Consider Hiring

If your contractor doesn’t hold an electrical or plumbing license, you may need to hire additional contractors for that type of work. Some additional contractor expenses include:

• Electricians cost: $55–$75 per hour

• Plumbers cost: $50–$85 per hour

• Landscapers cost: $35–$65 per hour

• Pool maintenance cost: $30–$150 per month

Does an In-Ground Pool Increase Home Value?

On average, you can expect your home’s value to rise around 7% if you install an in-ground pool. An in-ground pool’s return on investment (ROI) in Indiana usually caps out at around 56% but a lot of different factors come into play. 

If you have small property, a pool may actually decrease value because it takes up space that won’t be usable during Indiana’s cold winters. If your home is more affordable, the increased cost of maintenance may turn off some potential buyers. Pools see the most value in the luxury market.

How Angi Gets Its Cost Data

Home is the most important place on earth, which is why Angi has helped more than 150 million homeowners transform their houses into homes they adore. To help homeowners with their next project, Angi provides readers with the most accurate cost data and upholds strict editorial standards. We survey real Angi customers about their project costs to develop the pricing data you see, so you can make the best decisions for you and your home. We pair this data with research from reputable sources, including the U.S. Bureau of Labor Statistics, academic journals, market studies, and interviews with industry experts—all to ensure our prices reflect real-world projects. 

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