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Structural Engineering questions, answered by experts

Costs depend on material choices, labor, and the extent of structural modifications.

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Indications include cracks in walls, uneven floors, and sticking doors or windows that suggest foundation movements.

Failure to compact the soil during construction is the most common cause of leaning retaining walls. In addition, poor drainage can lead to excessive water pressure behind a retaining wall, pushing against it until it begins to move forward away from the soil it is holding back.

Although the two terms are closely related and often used interchangeably, pier and beam foundations and crawl spaces are different things. A pier and beam foundation is made up of concrete piers and wooden beams and creates a space under the home known as a crawl space. There are several types of foundations that create crawl spaces, often collectively known as “crawl space foundations,” but the crawl space itself is separate from the foundation. 

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