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Solar panels that haven’t been properly inspected and maintained pose several risks to homeowners. Firstly, a dirty, obstructed, or malfunctioning solar panel won’t be able to generate as much power, which could lead to power shortages and wasted money. But more importantly, neglected solar panel arrays can become dangerous if left for too long. Corroded wires and exposed circuitry are fire hazards, so it’s strongly recommended to keep up with regular maintenance to protect your home.

If your roof leaks in heavy rain, that means the roofing is compromised and will need to be inspected and likely repaired. Small holes or cracks in the roofing material or flashing may not be noticeable in dry weather or even in a drizzle, but if they suddenly become noticeable when heavy rain comes, it likely means that small amounts of water are leaking in at other times, potentially causing damage.

The cost to replace a weatherhead is around $10 to $40 for the materials. As the name suggests, a weatherhead or weathercap is a weatherproof mechanism that prevents water from entering your electrical mast pipes. This rounded cap sits atop your electrical meter riser like a visor, protecting the electrical system from rain, snow, hail, and other potential damage. 

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.