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Avatar for Machen Home Improvements
Machen Home Improvements
4.0(
77
)
Find a Custom Home Builder

Serving Gilbert, WV and surrounding areas

In business since 1992

Free estimates

Emergency services offered

"Outstanding from start to finish. Stripped off the old roof, they kept everything picked up as it came off the roof. Put down plywood,drip edge, underlayment, pipe boots, flashing, shingles,and a ridge vent. He had a great team everything was done in timely manner. Nothing left at all to be picked up. Very happy with the work and will be calling them again when I need any work done."
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+117

Recommended by90%of homeowners
Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Gilbert, WV and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Loay Jabbar provided the information I needed quickly and clearly. I immediately signed up for full coverages for our two homes because of the discounts offered and because of the quality of service that Loay is saying and promising Choice Home Warranty provides to its customers. I have bad experiences with other home warranty companies so I am hoping I found the best company that would deliver the best service."
Recommended by81%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Gilbert, WV and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
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+2

Recommended by65%of homeowners
Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

To get a quote from a builder or general contractor, contact them over the phone or online and explain your project. If you already have house plans drawn up, they’ll need to review them to determine the project's scope before providing you with a quote. Ask for your quote in writing and compare quotes from several pros before choosing the best one for your needs.

In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.

Hiring a reliable home builder is an essential task, but there are a few questions you can ask a potential builder to ensure you they are trustworthy and up to the task:

  • How long do you expect the process to take?

  • Are you fully licensed and insured?

  • How much of the work will you subcontract?

  • Will you pull all of the necessary permits for the job?

  • How long is the builder’s warranty you include with your work?

  • How do you handle resolution for issues I might have with the finished product?

  • How much experience do you have?

Renovating or remodeling an existing structure is usually less expensive than the cost to build a new house. That’s because you can save on the costs of new building materials, laying a foundation, framing the entire building, and installing new materials and utilities throughout the house. However, if a home is in very poor condition or is incredibly old, you could spend more on upgrades and restoration compared to building from scratch.

The Gilbert, WV homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.