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With proper maintenance, a whole-house generator can last between 20 and 40 years. The specific lifespan depends on how often and for how long the generator is used, and some models may have their life expectancy rated in hours of operation. To maximize its lifespan, expect to spend around $150 to $300 per year for annual maintenance checks from a qualified technician. During these checks, a technician will inspect the engine filter, starting mechanism, fuel, lubrication, and coolant levels. Consulting your installer and choosing a low-impact fuel like natural gas or diesel can also help ensure your generator lasts as long as possible.

Most homeowners won't be able to claim a home generator as a tax write-off. However, a whole-house generator may be tax-deductible in certain situations depending on its purpose. For instance, if it's needed to power essential medical equipment, it may qualify as a medical expense deduction. Also, in some cases, businesses can deduct a generator as a business expense if it supports operations. Always consult a tax professional to determine eligibility based on your specific circumstances and the applicable IRS regulations.

As a safety measure, you should always turn off the main breaker while operating your generator’s backup breaker. In addition, you should also switch off all appliance breakers so you don't have a power surge when the main breaker turns back on. And finally, turning off the main breaker prevents back-feeding, which endangers utility workers with the risk of electrocution. Back-feeding could also destroy the electrical circuits of your neighbors if they use the same power network.

Natural gas and electricity rates vary significantly based on location, and pricing can change over time, too. It’s possible that in locations where natural gas is particularly inexpensive, it will cost less than grid-based electricity will. However, you should also factor in the generator’s initial costs and maintenance needs, as well as its noise level and if it can comfortably power all your home appliances.