Will a seismic shut-off valve save me money on earthquake insurance?

• <div><p>Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan. </p></div>

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Q: Are brick houses safer in an earthquake?

• <div><p>According to the <a href="https://www.earthquakecountry.org/step4/urmwalls/#:~:text=Houses%20built%20of%20unreinforced%20masonry,and%20the%20roof%20is%20critical.">Earthquake Country Alliance</a>&mdash;a public and private alliance in California that works to improve earthquake and tsunami readiness&mdash;reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn&rsquo;t as stable as other building materials and methods.</p></div>

Q: Why do I need earthquake retrofitting?

• <div><p>An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.</p><p>You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.</p></div>

Q: What Is a gas shut-off valve for earthquakes?

• <div><p>Earthquake gas shut-off valves, or seismic gas shut-off valves, are safety devices that attach to your natural gas line. When an earthquake hits, the valve automatically turns off the flow of gas. Earthquake gas shut-off valves can prevent gas leaks, which are especially dangerous after a quake due to the risk of fire and explosion.</p></div>

Q: How do I prevent future damage?

• <div><p>Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.</p></div>

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Earthquake Retrofitting questions, answered by experts

According to the Earthquake Country Alliance—a public and private alliance in California that works to improve earthquake and tsunami readiness—reports that unreinforced masonry, such as stone, bricks, and hollow clay tiles, is more susceptible to earthquake damage. The mortar between bricks isn’t as stable as other building materials and methods.

An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.

You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.

Earthquake gas shut-off valves, or seismic gas shut-off valves, are safety devices that attach to your natural gas line. When an earthquake hits, the valve automatically turns off the flow of gas. Earthquake gas shut-off valves can prevent gas leaks, which are especially dangerous after a quake due to the risk of fire and explosion.

Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan.

Ensure proper ventilation, fix leaks, and schedule regular pest inspections to protect your property.

The Spencer, WI homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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