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Pest Control questions, answered by experts

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Termites are most active and cause the most damage in the spring and summer, when warm temperatures and increased moisture accelerate their activity. This is also when swarming typically occurs, allowing colonies to expand. However, termites remain active year-round, especially in warmer climates or heated homes. An established colony can continue to damage wood 365 days a year, even during cold weather.

Luckily, skunks aren’t challenging to get rid of. You can try to remove them slowly by filling their den entryway loosely with newspaper. Many skunks notice their den is in jeopardy and take off on their own. You can also try making a homemade spray of jalapeno pepper, yellow onion, and cayenne pepper—believe it or not, skunks are sensitive to these smells, so if you spray this around the den or in hard-to-reach places around your property, most skunks will take the hint and leave. 

Having a few spiders in your home is okay and in many cases can be beneficial. Spiders can help reduce the presence of other pests, such as flying gnats and mosquitos. If you fear that you have a venomous spider living in your house or a large infestation, you should hire a spider exterminator to help you remove it.

Dying trees and even dead trees can spread diseases to other living trees. There are many different types of tree diseases, so it’s essential to address the issue as soon as possible to prevent the disease from spreading to other healthy trees. If the tree cannot be saved and is infected, you need to have it removed to protect the other trees on your property.

The Butternut, WI homeowners’ guide to pest control services

From average costs to expert advice, get all the answers you need to get your job done.