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It is generally safe to stay in a house that smells like sewage for a short time, but you should get the problem fixed as soon as possible. While the level of sewer gas is usually low enough to only cause minor symptoms, prolonged inhalation can lead to headaches, nausea, or respiratory irritation. High levels of gas exposure can be more dangerous, and high concentrations of methane—a component of sewer gas—can pose an explosion risk in enclosed spaces. If you smell sewer gas in your home, ventilate the area and call a professional to locate, assess, and fix the problem, as it will not go away on its own.

A sewage smell in your crawl space is usually from a damaged or clogged pipe leaking sewer gasses or actual sewage underneath your home, but there are some other common causes. Moisture, from poor or damaged encapsulation or a malfunctioning sump pump, can harbor mold and bacteria, causing a musty smell. Pests can also get stuck in your crawl space and die, which causes a sewage-like odor.

The average cost to snake your main sewer line is around $250 for a simple snake. Most sewer line specialists charge between $45 and $200 per hour for main sewer line snaking, so the time involved plays a major role. The price you’ll pay will depend on the severity of the clog, the item causing the backup, how long it takes to remove the item, and more. A more severe issue that requires unclogging a main sewer line will cost $3,100 on average.

Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.