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Pricing a fire-damaged house is tricky, and it’s best to involve some professionals. First, get a comprehensive repair estimate from a fire damage restoration expert. Next, have a real estate agent get you an as-repaired value for the home, which represents what the house would be worth if fully repaired. Subtract the repair estimate from the as-repaired value to get the as-is value.

Yes, mineral spirits are flammable and may spontaneously combust at temperatures of 200 degrees F or more. Storing them in well-ventilated spaces and disposing of them the proper way are the best ways to prevent mineral spirits or anything contaminated with them, like towels and rags, from going up in smoke.

Just about anything that can damage your roof can damage a solar panel. It’s common for panels to sustain damage from hail or falling branches. Critters can chew through the wires. Snow and heavy rainfall can cause additional wear, along with extreme temperatures, which can degrade or stress the individual components. Even the UV rays that create electricity slowly damage your panel over time.

Yes, most homeowners insurance policies cover fire damage and restoration, provided the fire was not set intentionally or caused by negligence. Accidental fires, such as those from electrical issues, cooking, or gas, are typically covered. Your policy will usually cover emergency services like roof tarping, the full cost of remediation and rebuilding, and may also cover alternative housing while your home is being restored. You will be responsible for paying your policy's deductible. It is important to check your policy details to see how coverage is calculated—it may be for the full replacement cost of damaged items or the actual cash value, which accounts for depreciation. To expedite your claim, contact your insurance company immediately and have all necessary documentation ready.