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While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

Fireplaces can theoretically help you save on heating bills if you lower the temperature throughout the rest of your home and heat only a single room that you occupy using the fireplace. However, in most cases, homeowners won’t save any money on heating bills. Gas and electric fireplace inserts could actually lead to a spike in your respective energy bills if you use them frequently, and if you don’t keep up with chimney maintenance and repairs, your traditional masonry fireplace could actually be a source of heat loss in the winter.

Yes, advising on models that save electricity and reduce utility bills.

Services by electricians can quickly get expensive, but there are a few ways you can save money in the process:

• Bundle multiple jobs done at the same time to save on trip fees or flat fees for individual projects.

• Get at least three quotes for service to find the best deal.

• Buy fixtures, switches, outlets, and other materials beforehand to avoid product markup.

• If you feel comfortable with it, have an apprentice or journeyman complete the work under the supervision of a master electrician. These electricians in training tend to charge less per project.