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Yes, a faulty or broken light switch can be a serious fire hazard. Malfunctioning switches, often due to loose connections, exposed wiring, or overheating, can cause sparking or arcing. If you hear a crackling, popping, or hissing sound when you use the switch, it indicates live electricity arcing inside, which is a significant hazard that can ignite nearby flammable materials. If you suspect your light switch is faulty, turn off the power to that circuit at the breaker and contact a qualified electrician to remedy the issue.

Yes. Not only do gas stoves present the risk of a gas leak, but cooking with gas produces twice as much harmful particulate matter. According to Columbia University’s Climate School, gas stoves can also release formaldehyde, a known human carcinogen, and carbon monoxide, which can be toxic in high concentrations.

After a house fire, you should not reenter your home unless the fire crew has told you it’s safe to do so. In the longer term, you should not attempt to make repairs to the house on your own. Professional crews are trained to clean up after a fire (including smoke and soot damage), dry out any water damage from the firefighter crews, and make the necessary structural, plumbing, and electrical repairs—and this is all likely covered by insurance.

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.