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Red Arch Appraisals, LLC
New to Angi
Appraisal - General

Serving Cedar City, UT and surrounding areas

In business since 2019

Free estimates

Credit card accepted

is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Avatar for Michael E. Minden Diamond Jewelers
Michael E. Minden Diamond Jewelers
4.0(
4
)
Appraisal - General

Serving Cedar City, UT and surrounding areas

In business since 1988

Free estimates

Credit card accepted

"The staff at Michael E. Minden Diamond Jewelers is amazing! They always go above and beyond for my family. I had an incredible time custom designing my ring with their expert jewelers. They truly have the best prices and the best customer service in Las Vegas. HIGHLY RECOMMEND!"
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+5

Recommended by75%of homeowners
Antiques and Jewelry Appraisals questions, answered by experts
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Answered by
Angi Expert

A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.

Helpful?
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Answered by
Michelle W.
on Feb 18, 2025

A state licensed or certified appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper credentials from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.

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Answered by
Angi Expert

Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.

Helpful?
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Answered by
Michelle W.
on Feb 18, 2025

Anyone can hire a property appraiser to confirm the inherent value of a property. If the property is being mortgaged the buyer’s lender will usually hire the appraiser. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price. In the other situations, the property owner usually secures an appraiser.

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Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

The Cedar City, UT homeowners’ guide to antique and jewelry appraisals

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