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Avatar for Realtor, East Texas Preferred Properties

Realtor, East Texas Preferred Properties

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Realtor, East Texas Preferred Properties

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5 years of experience

Realtor serving all of east Texas. I am dedicated to helping clients buy or sell property. I pride myself in providing top notch service with character and integrity.

Realtor serving all of east Texas. I am dedicated to helping clients buy or sell property. I pride myself in providing top notch service with character and integrity.

Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
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Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

The Blue Sky Group, Fathom Realty

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The Blue Sky Group, Fathom Realty

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14 years of experience

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!

CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

Realtor with Mobbs Real Estate Group

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Realtor with Mobbs Real Estate Group

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12 years of experience

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

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Real Estate Agents questions, answered by experts

Yes, if your home is poorly maintained and has weeds and overgrowth, it can affect your home appraisal and lower the value. Home buyers want to see a well-kept home, and if yours lacks curb appeal whether inundated by weeds or not, you could be neglecting the potential for it to reach its full value.

Having a garage installed certainly adds to the value of your home. The consideration is not whether it adds value, but for many, they want to know if adding a garage yields a return on their investment or ROI. While garages can add anywhere from 5% to 20% of the total value of your property, that doesn’t mean that they return 5% to 20% of the money invested in building them. Most homeowners build garages for a purpose but know that you can recover your investment when you sell or refinance.   

If the appraised value comes in lower than an offer, a buyer will normally be able to back out because a low appraisal can prevent a mortgage from going to underwriting. The buyer can also try to negotiate for a lower sale price or offer to put down more cash to bridge the appraisal gap.

An attic ladder could increase your home’s value. This is especially true if there was no access before and you plan to turn your attic into a valuable bonus space, like a bedroom, home office, or a beautifully organized and updated storage space. Potential buyers would likely see easy attic access as an attractive selling point.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Tatum, TX homeowners’ guide to real estate services

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