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Realtor serving all of east Texas. I am dedicated to helping clients buy or sell property. I pride myself in providing top notch service with character and integrity.


Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
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Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


The Blue Sky Group, Fathom Realty

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The Blue Sky Group, Fathom Realty

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14 years of experience

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Realtor with Mobbs Real Estate Group

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Realtor with Mobbs Real Estate Group

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12 years of experience

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!





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Real Estate Agents questions, answered by experts

Fresh baseboards can increase a home’s value because they refresh the look of your walls. This can make a good impression on buyers and potentially boost your home’s resale value. This is particularly helpful if your existing baseboards are in bad shape, which can age the look of your walls. 

Consider also investing in the cost to install shoe molding for an extra-polished look that can further boost resale value.

Property size, location, condition, recent comparable sales, and market trends are factors.

By increasing square footage and functionality, resale appeal is enhanced.

While LVP won’t increase home value as much as engineered hardwood, it can increase the value somewhat because it creates a warm and inviting aesthetic. It’s also durable and waterproof, so it can be appealing to homebuyers with pets and children. LVP is very low-maintenance, so that can also appeal to homebuyers who don’t want to spend a lot of time keeping up with an engineered or solid hardwood floor.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Tatum, TX homeowners’ guide to real estate services

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