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Realtor serving all of east Texas. I am dedicated to helping clients buy or sell property. I pride myself in providing top notch service with character and integrity.


Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020



The Blue Sky Group, Fathom Realty

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The Blue Sky Group, Fathom Realty

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14 years of experience

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


Realtor with Mobbs Real Estate Group

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Realtor with Mobbs Real Estate Group

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12 years of experience

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!





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Real Estate Agents questions, answered by experts

Just as a kitchen remodel can increase home value, so can a new kitchen island. A kitchen island provides extra counter space, increased eye candy, and improved functionality that will likely impress prospective home buyers. You can expect an ROI of about 60% to 80% of the cost of your kitchen island installation, though this depends on the overall design of the fixture. 

Unless the buyer or seller makes the offer or offer acceptance contingent on the appraisal results, the sale will move forward unaffected if the appraisal comes back lower than the offer. This essentially means the buyer is paying more than what the home is worth, but without that contingency, both parties are locked into the deal. Some buyers may try to negotiate the purchase price down to the appraisal value, but this may not be possible if there wasn’t an appraisal contingency in the offer agreement.

In many cases, window tinting will boost your home value. If you’re selling your home, especially in a warmer climate, buyers are very likely to see immense value in window tinting, which improves the home’s energy efficiency and helps make the living space more comfortable. Buyers may also recognize the privacy and security improvements offered by window tinting, which could lead to them paying more for your home.

Appraisals do not come with warranties but are considered accurate at the time of assessment. Market changes can affect values.

For homeowners who love the charm and character of historic homes, renovating is well worth the invested cost. Keep in mind, though, that historic homes often need more extensive work than you might think at first, so be sure you know exactly what needs to be done so you can decide for yourself if the time, money, and effort are worth it for you.

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