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Realtor serving all of east Texas. I am dedicated to helping clients buy or sell property. I pride myself in providing top notch service with character and integrity.


Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
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Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


The Blue Sky Group, Fathom Realty

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The Blue Sky Group, Fathom Realty

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14 years of experience

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!

The Blue Sky Group is a small team of highly-trained professionals, dedicated to providing our clients the highest level of personal service; we love real estate, and especially love helping people move their lives forward through the buying or selling of homes! As lead agent of The Blue Sky Group, I can assure you that you will receive the attention & respect you deserve!


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


Realtor with Mobbs Real Estate Group

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Realtor with Mobbs Real Estate Group

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12 years of experience

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!

Jessica Holmes is a realtor for Mobbs Real Estate Group. With a unique background in banking, customer service and finance, she will be happy to assist you with all of your real estate needs. Jessica is a life-long resident of Kilgore. After graduating from Kilgore High School and Kilgore College, she ventured to Louisiana to further pursue her education. Jessica received her Bachelor of Arts in Interpersonal and Organizational Communication from the University of Louisiana at Lafayette. Jessica Holmes is active in her hometown community. Jessica is a member of the National Association of Realtors, Texas Association of Realtors, and the Longview Area Association of Realtors. She is also on the Kilgore United Fund Board and is a member of AMBUCS of East Texas. With a unique background in banking, customer service, finance and marketing, Jessica is ready to help you with your real estate needs!






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Real Estate Agents questions, answered by experts

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

Although the exact return on your investment will depend on the size, style, and quality of your awning, in general, awnings do add resale value to a house by providing more usable space. If an awning doesn’t do much in the way of monetary gains due to its low installation costs, it promises to provide an excellent appeal factor to a potential home buyer.

Yes, a new roof will add value to your home, often providing a return on investment (ROI) of between 60% and 70%. Not only will a new roof boost curb appeal, but savvy homebuyers will also know that a new roof means they won’t have to worry about roof leaks and related damage for years after closing. They’ll also know that they’ll save money by potentially having decades before they need to worry about paying for repairs or replacement.

Mortgage underwriting is often the next step after an appraisal, and this process can take anywhere from a week to a month or more. The timeline depends on the mortgage lender’s requirements, how quickly the buyer gets the required documentation to their lender, and whether there are any issues during the underwriting process.

The Beckville, TX homeowners’ guide to real estate services

From average costs to expert advice, get all the answers you need to get your job done.