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Last update on October 15, 2025

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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

You can expect to pay between $200 and $400 for a lead inspection, where your local lead testing pro will scan surfaces and items with an X-ray fluorescent analyzer. Lead risk assessments are slightly different and run around $800 to $2,000. A pro may find lead during an evaluation, and create a removal strategy.

Most tests provide results within 2-7 days, but expedited services may be available for urgent situations.

Costs depend on the number of samples, testing method, lab fees, and whether on-site inspections are required.

Through air sampling devices and surface swabs in key areas of concern.

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The Presidio, TX homeowners’ guide to lead testing and removal services

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