Will a seismic shut-off valve save me money on earthquake insurance?

• <div><p>Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan. </p></div>

Do I need an earthquake gas shut-off valve?

• <div><p>Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.</p></div>

Is earthquake retrofit tax deductible?

• <div><p>Many homeowners want to know whether earthquake retrofitting is tax deductible. Because it’s often considered a capital improvement, you usually can’t deduct it. In some cases and locations, you may qualify for tax incentives, but you’ll need to talk to a tax professional or the Internal Revenue Service (IRS) about your specific circumstances. You may also be able to find grant money for seismic upgrades, which can lower the cost of your insurance premiums and save money over time.</p></div>

Top-rated earthquake retrofitting specialists.

Get matched with top earthquake retrofitting specialists in Odem, TX

Q: Can earthquake retrofitting increase home value?

• <div><p>Earthquake retrofitting can increase your home value, making it a great return on investment. This feature is especially valuable in areas prone to earthquakes. Besides the increased safety value (not only for your family but for the next family who moves in), earthquake retrofitting also helps lower homeowners insurance rates. In addition, having your home earthquake retrofitted can make it easier to get a home loan since they are considered lower risk. </p></div>

Q: Why do I need earthquake retrofitting?

• <div><p>An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.</p><p>You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.</p></div>

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Benning Engineering PLLC

4.83(

)

Benning Engineering PLLC

4.83(

)

Customers say: Quick response

Recommended by 100% of Angi customers

Benning Engineering is a Texas State licensed engineering services company providing windstorm inspection services. We are Texas Department of Insurance (TDI) certified to perform inspections and certification for ongoing construction as well as certified by the Texas Windstorm Insurance Agency (TWIA) to perform post-construction checks. Benning Engineering can also provide design services for windstorm resistant construction. Please see our list of fees and services for specific information, or call 361-765-9672 with questions. We provide windstorm certification for both ongoing and post construction needs. Design services also provided for conventional wood frame construction. We perform inspection and certification for all projects including, roofs, siding, windows etc. Small projects welcome.

"They were great, fast, prompt, knowledgeable, on time and had a fair price. They were fine in the inspection."

Carmen G on June 2020

"They were great, fast, prompt, knowledgeable, on time and had a fair price. They were fine in the inspection."

Carmen G on June 2020

Earthquake Retrofitting questions, answered by experts

Depending on where you live, your insurance company may require you to have a seismic shut-off valve. It depends on local regulations along with the specific provider. If it’s not a requirement, many providers will offer a discount if you install an earthquake valve, which can save you 5% or more. Contact your provider to learn about potential savings for your plan.

Earthquake retrofitting can increase your home value, making it a great return on investment. This feature is especially valuable in areas prone to earthquakes. Besides the increased safety value (not only for your family but for the next family who moves in), earthquake retrofitting also helps lower homeowners insurance rates. In addition, having your home earthquake retrofitted can make it easier to get a home loan since they are considered lower risk.

An earthquake retrofit is essential for safety in an earthquake-prone area. Without proper retrofitting, your home is at risk of sliding off the foundation, shifting, or collapsing.

You may also require a retrofit if your home was built before 1980 when building codes began requiring reinforcing, bracing, and bolting for new construction. You may not be eligible for insurance to help pay for earthquake-related damages without a retrofit.

Some cities or states may require you to have an earthquake gas shut-off valve. Your insurance provider may also have requirements for installing this valve. Even if you don’t have to have one by law, it’s wise to have a natural gas plumber install one anyway. These devices can be lifesaving and prevent fires or explosions in the event of a gas leak.

Many homeowners want to know whether earthquake retrofitting is tax deductible. Because it’s often considered a capital improvement, you usually can’t deduct it. In some cases and locations, you may qualify for tax incentives, but you’ll need to talk to a tax professional or the Internal Revenue Service (IRS) about your specific circumstances. You may also be able to find grant money for seismic upgrades, which can lower the cost of your insurance premiums and save money over time.

The Odem, TX homeowners’ guide to earthquake retrofitting services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Angi
•
Oct 22, 2025Oct 22, 2025
How Much Does It Cost to Repair Earthquake Damage? [2025 Data]
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How Much Does Earthquake Valve Installation Cost? [2025 Data]
A seismic shut-off valve stops the flow of gas during an earthquake, protecting your home from fires and explosions. Here’s what your earthquake valve installation cost will look like.
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How Much Does an Earthquake Retrofit Cost? [2025 Data]
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How Long Does Earthquake Retrofitting Take?
Fear not! Steady the shakes, tame the tremors, and get earthquake-ready while we give you a better idea of how long earthquake retrofitting takes.
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Aug 26, 2024Aug 26, 2024
What Is an Earthquake Gas Shut-Off Valve and Do You Need One?
In a seismic event, an earthquake gas shut-off valve could stop gas leaks and save your life. Learn more about its costs, installation, and benefits.
Stephanie Mickelson
•
Jul 23, 2024Jul 23, 2024
Who Should I Hire for Earthquake Retrofitting?
If you live in an older home in an area prone to seismic activity, you likely need to hire a seismic retrofitting company to protect your home from earthquakes.