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Avatar for Wally Westbrook Designs
Wally Westbrook Designs
4.8(
28
)
Find a Custom Home Builder

Serving Lockney, TX and surrounding areas

In business since 1998

Free estimates

"Wally was able to take our general ideas for a sun room & turn them into a quality work of art.  His architectural knowledge & experience was extensive & his recommendations on hardware, materials of construction, best practices, etc. was impressive.  We went through several revisions as our ideas evolved & Wally was always patient, available & very professional.  His graphic systems allowed us to make revisions as we discussed the designs & see the results instantly in 3D views.  The level of detail was such that we felt we were standing in the new room.  Our Homeowner's Association indicated that it was among the best packages it had seen & approval was very quick.  We would highly recommend Wally."
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Houma's House
Governor’s Mansion

+21

Recommended by92%of homeowners
Loma Custom Homes
4.8(
10
)
Find a Custom Home Builder

Serving Lockney, TX and surrounding areas

In business since 2011

Credit card accepted

"After almost a year of research for custom home builders, we have chosen Loma. We started with their Architectural services, then after agreeing on design features, we purchased the lot from them. They have allowed me to be involved with every step of the decision making process. The home is nearing completion, and the construction crew on site are hard working and courteous individuals. Based on their wide range of services, I would recommend Loma Custom Homes to anyone looking to build a custom home."
Response time1 day
Recommended by100%of homeowners
Avatar for Painting and Remodeling Services
Painting and Remodeling Services
4.8(
6
)
Find a Custom Home Builder

Serving Lockney, TX and surrounding areas

In business since 2002

Free estimates

"I could not be more please with Ed Moreno and his crew. The whole project only took a week to complete. Ed was exceptional at communicating the progress as the project continued. He is honest and trustworthy and just an all around nice guy. I will use him for any future projects, without hesitation. I can not recommend Ed Moreno strongly enough for any our your remodeling needs."
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+79

Recommended by100%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
Find a Custom Home Builder

Serving Lockney, TX and surrounding areas

In business since 1971

Credit card accepted

"service provider sent by American Home Shield was excellent. The only issue I have with home warranty services is that they do not send their repair companies out on the week-end, even in an emergency. The customer service personnel is less than enthusiastic or helpful."
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+2

Recommended by65%of homeowners
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Custom Home Builders questions, answered by experts

A contractor can install your shipping container home in as little as 90 days. This is notably quick compared to a traditional home build, which can take more than a year (providing there aren’t permitting or construction delays that make the wait even longer). For the quickest installation, choose a prefab container home.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

To get a quote from a builder or general contractor, contact them over the phone or online and explain your project. If you already have house plans drawn up, they’ll need to review them to determine the project's scope before providing you with a quote. Ask for your quote in writing and compare quotes from several pros before choosing the best one for your needs.

The Lockney, TX homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.