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Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: Is a conventional loan the same as an FHA loan?

• <div><p>Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.</p></div>

Q: Do foundation cracks affect your appraisal?

• <div><p>Foundation cracks won&rsquo;t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren&rsquo;t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.</p></div>

Q: Do estate shutters increase home value?

• <div><p>Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home&rsquo;s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.</p></div>

Q: Will a tennis court affect my property taxes?

• <div><p>In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits&mdash;like for a foundation or fencing for a tennis court&mdash;then your property taxes will be affected. </p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Gilmer, TX

*The Angi rating for Antique And Jewelry Appraisal companies in Gilmer, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Gilmer, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on June 26, 2026

Reviewed in June 2026
Gary and team put up OSB Board on ceiling, painted, Caulked, and beautified the garage. Additionally, made a beam to add to indoor ceiling, stained beam and fixed crack on ceiling. They cleaned up and were friendly, courteous, and professional. Will utilize his services again.
Gary's Home Repairs
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Reviewed in January 2026
We hired Ark-LaTex gutter to clean the gutters in our rental properties and they did an excellent job! They were very reasonably priced, professional, and left each property clean and neat.
Ark-La-Tex Gutters
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Reviewed in August 2024
Triena was terrific and our table and chairs look fabulous. Price was reasonable and her work transformed our worn and tired breakfast table and chairs. So glad I found her.
Painted Legs
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Reviewed in June 2024
Absolutely love this father and sons! Our granite countertops are amazing. They went above and beyond for our install. Will always call them first. We've done this 3 times and De La Cruz by far is the best service and product. Highly recommend â ¡â ¡â ¡.
De La Cruz's Granite
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Reviewed in October 2023
They were very courteous and listened to my needs. They were very considerate and helpful. I would highly recommend them to anyone.
Cornerstone Services
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Reviewed in May 2023
Remodeling part of the house and needed a fast and easy way to remove all the unwanted waste material. J&S Dumpers came to the rescue. Great service and fast delivery. Pick up was easy and painless billing. Will be using them on future projects.
BadBoyz Lawncare
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Reviewed in March 2022
Did a great job of repairing my den ceiling where a leaky roof left damage. Retextured and painted whole ceiling, repaired warped wall board and painted French patio doors. Very efficient and reasonably priced. I hope to use them for painting in the future.
Guel Painting and Ceiling
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Reviewed in February 2022
Office people were friendly and helpful. Service reps were out the next day to inspect and quote for a chimney sweep and did not recommend or sell what was not needed. Work was then performed right after the quote and we are done.
Fresh Air Duct Cleaning
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Reviewed in July 2021
He did a great job I had him trim 3 oak trees and it looks so much better great prices and great customer service!
Precision Lawn Care and Pressure Washing Services
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Reviewed in June 2021
Very well operated company and their work is outstanding. They are very dependable, affordable, and trustworthy. I would recommend them over and over again to anyone I know.
Cutting Edge Lawn Care
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Antiques and Jewelry Appraisals questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home’s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

The Gilmer, TX homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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