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Stucco questions, answered by experts

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

The Mediterranean style is unique in that it’s designed for homes in hotter climates and to maintain a connection with nature. The building materials include stucco siding, clay roofs, and interior tiling with tall ceilings and open floor plans. These all come together to keep the interior cool. The building materials are all natural and tend to have muted earth tones, and the architecture typically allows for easy, open access to the outdoors through large windows and arched doorways. The decor and architecture can range from simple and functional to opulent, depending on the type of Mediterranean home it is.

It typically takes around 30 to 60 minutes for a window pro to replace one window in standard siding types, but a window in stucco will likely take a bit longer because of the density of materials. Custom architectural windows usually require a longer replacement process because of the additional fitting and securing required.

The average cost to repair stucco is about $1,600, with projects ranging from $250 for minor fixes to $6,700 for extensive work. The price is often calculated per square foot, typically costing between $60 and $120. Some professionals may charge an hourly rate of $40 to $50. The final cost depends on the extent of the damage, the type of stucco, your home's location, and whether there is underlying damage that also needs to be addressed.

Costs for specific repairs vary:

  • Cracks: $8–$20 per square foot

  • Holes: $250–$450 per hole

  • Water damage: $30–$50 per square foot

  • Chimney repair: $60–$120 per square foot

  • Recoating: $4–$5 per square foot

While you may be able to patch small cracks yourself, it is recommended to call a professional for major repairs to ensure the job is done correctly.

Stucco is durable, energy-efficient, and low-maintenance, making it a popular choice for exterior finishes.

The Ethridge, TN homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.