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The effect a gas fireplace has on your gas bill will depend on how often you use it, the size of the rooms you’re heating with it, and the BTUs of the fireplace itself, but generally speaking, it should only cost a few cents an hour to run it when it’s on. It will consume minimal energy when it’s “off” if you have a pilot light running constantly, but some modern gas fireplaces don’t require a constant pilot light.

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Electric bills tend to be lower in spring and fall because people use less electricity during these seasons. Milder temperatures allow for less use of heating and cooling, unlike during winter and summer, which usually bring more extreme temperatures.

A good SEER rating is between 15 and 20. However, if you want the best possible efficiency, look for HVAC units with a SEER rating higher than 21. Keep in mind that the SEER rating doesn’t mean that the unit will reach that efficiency all the time, but it does have the capacity to operate at that high of an efficiency level.