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Yes, you can install siding over stucco, but it's crucial to ensure the stucco is in good condition first. Before proceeding, inspect the stucco for any signs of damage, leaks, or mold growth. If you discover water damage, mold, or have ongoing leak issues, it's recommended to remove the stucco completely. This step prevents future problems like mold and pest infestations and allows a professional to repair or replace any damaged sheathing underneath. If the stucco is sound, the installation process involves attaching furring strips to the wall's framing directly through the stucco. The new siding is then installed onto these furring strips. A professional may also need to adjust window and door openings to prevent them from being recessed behind the new siding, which can cause aesthetic issues and create potential leak points.

Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.

For homeowners looking for a less expensive alternative to metal siding, the most popular choice is vinyl siding. At just $3 to $12 per square foot, vinyl siding can cost much less than some types of metal siding. Other popular alternatives include fiber cement and engineered wood. Consult a local siding contractor to determine which type of siding will work best for your home.

Look and feel for signs of damage after a hail storm. On vinyl siding, there will likely be cracks or holes. If you have steel or aluminum siding, look for dents and cracked or chipped paint. For wood and fiber cement boards, dents are the most common sign of hail damage.