Question 1

Will I need permits to build a home?

Accepted Answer

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Yes, new home construction will always require building permits, no matter where you live. In most cases, you’ll need a general construction permit, along with plumbing and electrical permits for the utility lines in your home. Depending on where you live, you’ll likely find that you also need permits for things like connection to a sewage system or installing exterior components, like decks, driveways, patios, and curb cutouts. Leave navigating the permits required for new home construction to a professional to ensure your home is built legally and safely.

Question 2

What type of land survey is the most expensive?

Accepted Answer

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ALTA/ACSM surveys are the most comprehensive type of land survey and, as such, tend to be the most expensive. These surveys have standardized guidelines and reports and are used in many kinds of real estate transactions to ensure consistent and accurate information is available for properties.

Question 3

What’s the difference between a land survey and a boundary survey?

Accepted Answer

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A boundary survey measures the boundary lines of the property, only the length of each property line and their locations. A land survey includes a more in-depth measurement of the property, including the heights and depths of the terrain measured by a topographic survey. A boundary survey is typically the most cost-effective method for marking and measuring property lines.

Question 4

How hard is it to buy a house for the first time?

Accepted Answer

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Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Question 5

Is it worth it getting a land survey?

Accepted Answer

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Land surveys are worth it in several scenarios including selling your home, building an addition, constructing a fence, or making major changes to your landscape. A professional land survey can help you avoid legal issues with your neighbors and confirm the value of your property. In many cases, you may be required to order a land survey to receive a construction permit or mortgage loan.